Personal Loans


Struthers Federal Credit Union offers low cost loans and credit cards for all your borrowing needs! Let our friendly loan department answer your questions and help you find the right solution for your budget. Shop the competition – we’re confident you’ll come back and find the best options at Struthers FCU. Fax completed loan application and current pay stub to 1-330-755-2320.

Personal Loans

When you need money quickly, we’re here for you. Struthers Federal Credit Union offers several types of personal loans to borrow what you need at the lowest rates possible. Qualified members can get a Share Secured Loan, a Signature Loan, an EZ Cash Loan and Line of Credit (or Open End Credit). Fax completed loan application and current pay stub to 1-330-755-2320.

Signature

Signature Loans can be used for whatever you need with no collateral necessary. If you need money for debt consolidation, a vacation, or car repairs, a Struthers Federal Credit Union Signature Loan could be your answer. Fax completed loan application and current pay stub to 1-330-755-2320.

EZ Cash Loans

If your credit history prevents you from getting the cash you need, a Struthers Federal Credit Union EZ Cash Loan is specifically designed for you! With just a $20.00 application fee, qualified members who are building or rebuilding credit can borrow between $200.00 and $1000.00 for a 6-month term at a rate of 28% APR* with no credit check required! The approval process is quick and easy, so you’ll have your cash in no time! To qualify, you must be a member of Struthers FCU for at least 30 days and present two recent pay stubs as proof of income. Fax completed loan application and current pay stub to 1-330-755-2320.
 
*Annual Percentage Rate. A sample monthly payment for a loan of $200.00 for 6 months at 28.00 % APR would be approximately $36.12. A sample monthly payment for a loan of $1,000.00 for 6 months at 28.00% APR would be approximately $180.57. A $20.00 application fee will be assessed. Payment does not include credit life and disability insurance, which is available at a minimal cost to the members. All rates and promotions are subject to change without notice.

Line of Credit (LOC)

Struthers Federal Credit Union will open a personal line of credit with a credit limit that is based on your credit history. Once the account is open, simply visit any teller or call us for the amount you need, and we’ll transfer those funds into your account. This line of credit eliminates the need to complete the loan application process each time you need money – it’s available when you need it. Fax completed loan application and current pay stub to 1-330-755-2320.

Share Secured

With a Share Secured loan, you can borrow up to the amount you have in your Share (Savings) Account. The amount of the loan is frozen in your Share Account, but as you repay the amount, those funds are released. Consider a Share Secured loan! Fax completed loan application and current pay stub to 1-330-755-2320.